You've got a big investment in your motor home, so you need to find out the top seven RV insurance discounts. You want to protect it, but you also want to save as much money as you can on your RV insurance. Discounts vary from state to state and among insurance companies. When comparing policies, ask if these RV insurance discounts apply to you. They'll help you get the best deal on cheap RV insurance.

Top Seven RV Insurance Discounts:1. RV Association Discounts

If you belong to an RV association like the Good Sam Club, the Family Motor Coach Association or one of dozens of other RV clubs, you might be eligible for a club discount on your motor home insurance. Aslways ask your agent and compare quotes.

2. Lay-Up or Downtime Discounts

If you only use your RV or motor home part of the year, and keep it in secure storage the rest of the time, you can get a discount for this "dry dock" period. Why pay for RV insurance when you're not using your RV?

3. Specific Safety Feature Discounts

If your rig has specific safety features, either factory-installed or added on, you could get a nice discount. Things like Supplemental Braking Systems make your rig safer...and cheaper to insure. Ask about this one.

4. Safe Driving Course Discounts

If you've taken an accredited Driver Safety Course, such as those offered by AARP, some state AAA offices or other organizations catering to senior drivers, you probably qualify for a discount. Some states require companies to give a break to drivers who take the course. Ask your insurance agent.

5. Multi-vehicle Discounts

If you insure your regular car or truck as well as your RV (plus any other vehicles you may own) with the same company, you'll get a multi-vehicle discount. Adding a motorcycle, ATV, or snowmobile will also usually get you a discount. This can provide substantial savings.

6. Commercial Drivers License Discount

If you've got a CDL (Commercial Drivers License) be sure to tell your agent. Some companies offer automatic discounts on motorhome insurance with a CDL.

7. Security Features Discounts

Like the car alarm discount often offered with car insurance, an audible alarm might lower premiums for your RV. Other anti-theft devices, like tracking systems, also might qualify you for cheaper insurance.

Although the top seven RV insurance discounts aren't available in every state and every situation, you should always ask and compare rates from several companies to find the best price on RV insurance.