The beauty of car insurance is that shoppin’ til’ ya’ drop will actually SAVE you money by getting a single moms auto insurance quote.

We’re women, we LOVE to shop – but as single moms, going from store to store searching for a bargain is just something we don’t have time for. Plus, it can be a real pain in the you know what if we’re going place to place while carting the kids around.

Online Auto Insurance Quotes to the Rescue!

No need to go insurance agency door-to-door getting quotes – forget what that lizard on TV tells you, you don’t even need to pick up the phone!

Thanks to amazing advances in technology, cheap auto insurance is now just a click a way.

1. Get Your Ducks in a Row

Grab that declarations page and get ready to get your shop on. Your declarations page is the first page of your current insurance policy. It will have all the information regarding your current coverage and the cars you’ve insured.

If you Don’t, Here’s a List of What you Will Need:

• Vehicles make and model
• Personal information for each driver (including Social Security numbers)
• Coverages and deductibles you have.

2. Single Moms Auto Insurance Quote:Know What you Want

Don’t just go by what’s on your current policy. Be sure to review your current coverage and make any necessary changes.

3. Go to an Unbiased Site

Don’t just give your information to anyone. There are a bunch of auto quote web sites claiming to get you really cheap auto insurance, but the majority of these sites will only shop your business to a couple of insurance companies they have agreements with.

Make sure the web site you’re inputting your valuable personal information to is sending it to all the major insurance companies. InsuranceRates.com is an excellent example of a web site that will get your information to all the big companies you’ve known and trusted for years.

4. Three is Key

Don’t sign on the dotted line without comparing quotes from AT LEAST three different insurance companies. Not three quotes on different coverage from a single company, but rather quotes on the same coverage from three separate insurance providers.

Auto insurance rates vary from company to company, so you want to check out a few different quotes to make sure you’re getting the best deal.

This doesn’t mean you have to visit three separate web sites to get quotes, if you go to a large, trusted site like insurancerates.com, you can put your information in once and get back quotes from multiple insurance companies.

5. Want a Discount? Ask!

Different insurance companies offer a bunch of different discounts. Don’t just assume you’ll automatically get them, you need to ask what’s available and then have them factor in whichever ones you qualify for.

6. Worth Bundling up?

Some call it a multi-line discount, others call it bundling. I call it one-stop-shopping.

Bottom line, insurance companies like getting as much of your business as possible. For this reason, they may offer you a lower premium if you carry more than one type of insurance policy with them.

So, as you’re shopping for quotes, be sure to compare them to the rate you’d get from keeping your car and home insurance under the same roof.

7. Be Sure to Mention Safety Features

Make sure you mention any special safety features you have on your car. Keeping the kids’ safety in mind while car shopping will pay off on insurance.

Anti-lock Brake Systems (ABS), anti-theft devices, and other popular safety features on your car won’t just keep the little ones safe, these features could also save you big bucks on your auto insurance premium.

8. Brag About Your Teen’s Good Grades

Good grades don’t just help your kid get into college and score you “my child made the honor roll” bumper stickers. If your teen has a 'B' average or above (3.0 GPA) it could get you a 10-25% discount on your premium.

Hey, you could use this as leverage to make sure they keep up the good work! I can hear it now: “you better do that homework if you want to keep driving!”

9. Take Notes

When you are getting quotes, be sure to take notes about the specific cost of each type of coverage you are asking about. Also take into account the different discounts you may qualify for from company to company.

10. Do it Every 6 Months

Every time your policy comes up for renewal (typically every six months) go shop around all over again. Even if you plan on keeping the same company, getting single moms auto insurance quotes from other insurers will give you a great bargaining chip when it comes to negotiating your rate.