Specialized insurance for any kind of recreational vehicle. It can cover Type A motor homes, Type B motor homes (van campers) Type C motor homes (mini motor homes) or converted buses. It can also cover towable fifth-wheel trailers, travel trailers, pop-up and folding camper trailers and truck campers. It will even cover some sport utility RVs.

Specialized recreational vehicle insurance will cover many things your auto insurance policy won't, like total loss replacement, replacing damaged or stolen personal property, campsite liability and emergency expense coverage. Special full-timers coverage is for people who live in their RV as their main residence year-round. For part-timers, many motor home insurance policies offer discounts for off-season storage.