(Last updated: March 22, 2010)

By using the FreeInsuranceAdvice.com Website (“Site”), you agree to be bound by these Terms of Use. If you do not agree with any part of these Terms of Use, you must not use the Site. Your continued use of the Site will constitute your acceptance of these Terms of Use, as may be modified by InsWeb Insurance Services, Inc. (“InsWeb”) at any time without notice to you.

• Permitted Use
• Copyrights, Trademarks and Service Marks
• Disclaimer of Warranties
• Limitation of Liability
• Jurisdiction, Enforceability, and Termination
• Website Notice

Permitted Use

InsWeb operates an online insurance center where consumers can obtain information on insurance and insurance-related products and services. All of the content in the Site is made available only for your personal, lawful, non-commercial use. Unless agreed to in writing by InsWeb, use of the Site by any competitor company or other non-consumer third party is strictly prohibited. Additionally, you may not, without our prior written permission: (i) link from another Website to the Site; (ii) post, transmit, copy, modify, create derivative works from, distribute, sell, or republish anything you obtain or download from the Site; or (iii) engage in systematic retrieval of data or other content from the Site.

Copyrights, Trademarks and Service Marks

Except as otherwise indicated, all materials in the Site, including without limitation the FreeInsuranceAdvice.com logo and other InsWeb trademarks and service marks, are the property of InsWeb Corporation. and/or its affiliates and are protected by international copyright and trademark laws, all rights reserved. You may request to use materials from the Site by contacting InsWeb Corporation: Legal Department at (916) 853-3300. Any other use is prohibited."INSWEB" is a registered service mark of InsWeb Corporation. Other service names presented on this site are service marks of InsWeb Corporation, except for those of insurance carriers, brokers, agents, industry organizations, service providers and educational institutions, which are service marks of their respective entities.

Disclaimer of Warranties

All information, products, content and other materials in the Site is provided "as is" and without warranties or representations of any kind, either express or implied. InsWeb does not represent or warrant that: (i) the operation of the Site will be error-free or uninterrupted; (ii) defects will be corrected; (iii) the Site, any e-mails sent by FreeInsuraceAdvice.com, InsWeb, or the server that makes the Site available are free of viruses or other harmful devices; (iv) the Site will be available to you or that you will qualify for products or services offered; (v) the materials in the Site will be accurate as of any particular date; or (vi) the products or services offered through the Site are available outside of the United States or in all jurisdictions.

Limitation of Liability

InsWeb shall not be liable for any loss, damage, injury, or claim, nor any special, indirect, incidental, consequential, exemplary or punitive damages of any kind, whether such action is based in tort, contract, negligence, strict liability, or otherwise and even if InsWeb has been advised of the possibility of such damages, which arises out of or relates in any way to: (i) the Site, materials in the Site, or the inability to use the Site; or (ii) any defect, omission, error, interruption, delay, or computer virus.

Jurisdiction, Enforceability, and Termination

These Terms of Use and your use of the Site are governed in all respects by the laws of the State of California, without giving effect to any principles of conflicts of laws. Any dispute concerning the Site or these Terms of Use shall be subject to the exclusive venue of a court of competent jurisdiction in Sacramento County, California.

In the event that a court of competent jurisdiction holds any provision of these Terms of Use to be invalid or unenforceable, then such provision shall be severable from and shall not affect the validity or enforceability of the remaining provisions.

Website Notice

FreeInsuranceAdvice.com is a website where consumers can obtain information on insurance and insurance-related products and services. InsWeb does not recommend or endorse any specific insurance company and does not provide advice on which insurer to select or which products to buy.