Home contents insurance for tenants is as essential to a tenant as a cell phone is to your social life.

Skipping it is a HUGE mistake. Still, more than half of tenants do, according to the Insurance Research Council.

Wake up and smell the coffee! Your landlord’s policy doesn’t protect your things nor does it cover you if anyone sues you when they are hurt during a party at your place.

Your roommates renters insurance policy doesn’t cover you either. If you think your parents’ homeowners insurance policy will take care of it, if you are living off-campus then you’re out of luck.

Not only will skipping renters insurance leave you vulnerable to a number of different disasters, as a renter, you’re more likely to have someone break-in and steal your stuff.

According to the US Department of Justice, a rented property is 79% more likely to get burglarized than an owned property.

A lot of people skip home contents insurance because they think it’s expensive.

Even if you’re living on ramen soup – you can afford it!
Home contents insurance is cheap! You can get a policy covering $30,000 worth of stuff for less than $200 a year – and that usually includes things stolen from your car!

Plus, most policies from the major companies also include $100,000 or more in personal liability coverage.

It's important to protect your belongings with renters insurance. To find the best price for the coverage you need, compare insurance quotes at InsWeb.com