A special feature of auto insurance and RV insurance policies. Disappearing deductibles are designed to reward good drivers by giving them a break on their deductibles.

Here's How It Works

For every year you drive without making an insurance claim, your deductible will be reduced by a set percentage—commonly 25%. After a set number of claim-free years—usually four—you'll pay no deductible at all on your next claim. This is a great addition to recreation vehicle insurance.